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Skip-A-Pay Applications Now Available!

Need some extra change in your pocket for the holidays? Dash past your loan payment!

Dannemora Federal Credit Union allows members to skip their November, December, or January auto or personal loan payment, giving you some extra room in your budget for holiday expenses (or whatever you want to use the extra money for!).

So how does it work?

If your auto or personal loan is at least 90 days old with timely contractual payments made, you can apply to skip your November, December, or January loan payment. The fee per loan is $25.00, which will be deducted from your account upon receipt of the application. Offer excludes line of credit, overdraft, mortgages, home equity, share & CD secured loans, payments cannot be made through disability. The applicant must not have been granted an extension within the previous three months. The payment skip is applied to either four weekly payments, two bi-weekly payments or one monthly payment for one qualifying month (November, December or January). Please be aware that interest will continue to accrue during the month you skip your payment, and the skipped payment will be added to the end of your loan term. Applications must be received at least five days prior to the due date of the payment that you wish to skip. Other exclusions may apply

How do I apply?

Applications are available at any branch or you can download the application here and drop it off at any DFCU branch.