Consumer Loan Rates

*APR = Annual Percentage Rate. Rates and Terms subject to change without notice. All loans are subject to credit approval.
**Your rate and term may differ from the rates below and will be determined by your credit history.

VISA Credit Card
Type APR* as low as  
Non Variable 9.90% No Annual Fee
VISA Credit Card Disclosure
New & Used Auto/Truck
Term APR* as low as Maximum Loan-to-Value**
24 - 48 mos 1.900% 100%
49 - 60 mos 1.900% 100%
61 - 72 mos > $15,000 2.400% 100%
73 - 120 mos > $40,000 2.650% 100%
121 - 144 mos > $40,000 2.900% 100%
A new auto loan of $20,000 for 48 months at 1.900% APR will have a monthly payment of $433.07.
New Recreational Vehicles
Including: Motorcycles, ATV's, Snowmobiles, Dump Trucks, Tractors and Heavy Equipment
Term APR* as low as Maximum Loan-to-Value**
24 - 48 mos 2.875% 100%
49 - 60 mos 3.375% 100%
61 - 72 mos > $15,000 3.625% 100%
73 - 120 mos > $40,000 3.875% 100%
121 - 144 mos > $40,000 4.125% 100%
A new recreational vehicle loan of $25,000 for 48 months at 2.875% APR will have a monthly payment of $552.05.
Used Recreational Vehicles
Including: Motorcycles, ATV's, Snowmobiles, Dump Trucks, Tractors and Heavy Equipment
Term APR* as low as Maximum Loan-to-Value**
24 - 48 mos 3.625% 100%
49 - 60 mos 4.125% 100%
61 - 72 mos > $15,000*** 4.375% 100%
73 - 120 mos > $40,000*** 4.625% 100%
***Mileage may not exceed NADA average.
Value < $10,000 may not exceed 48 months. Value < $7,000 may not exceed 36 months.
A used recreational vehicle loan of $20,000 for 48 months at 3.625% APR will have a monthly payment of $448.31.
New Motor Homes/Boats/Campers
Term APR* as low as Maximum Loan-to-Value**
24 - 36 mos 3.875% 100%
37 - 60 mos 4.375% 100%
61 - 84 mos > $25,000 4.875% 100%
85 - 120 mos > $40,000 5.375% 100%
121 - 144 mo > $40,000 5.875% 100%
A new boat loan of $30,000 for 36 months at 3.875% APR will have a monthly payment of $884.18.
Used Motor Homes/Boats/Campers
Term APR* as low as Maximum Loan-to-Value**
24 - 36 mos 4.875% 100%
37 - 60 mos 5.375% 100%
61 - 84 mos > $25,000 5.875% 100%
85 - 120 mos > $40,000 6.125% 100%
A used boat loan of $15,000 for 36 months at 4.875% APR will have a monthly payment of $448.80.
Signature Loans
Term APR* as low as Maximum Amount
Up to 60 mos 8.50% $12,500 Max. Based on Individual Income
A signature loan of $8,000 for 60 months at 8.50% APR will have a monthly payment of $164.19.
Signature Line of Credit
  APR* as low as Maximum Amount
  8.25% $12,500
Share Secured Loans
Term APR* as low as  
Up to 60 mos 2.25% Over Regular Share Rate Variable Subject to Change
Certificate Secured Loans
Term APR* as low as  
Term of Certificate 2.25% Over CD Rate Certificate Balance Less Interest
Overdraft Line of Credit
Term APR* as low as  
Revolving 18.00% Minimum $500/ Maximum $1,000 Deducted From Unsecured Limit

Apply for a Loan

Relationship Pricing

Borrowers may receive up to 1.00% off the above rate just by using DFCU products & services - eligible products include checking accounts, debit cards, credit cards, e-statements & direct deposit/automatic payments. Contact our loan officers for details. Excludes new and used autos, share and certificate secured loan, and real estate loans.