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Consumer Loan Rates

*APR = Annual Percentage Rate. Rates and Terms subject to change without notice. All loans are subject to credit approval.
**Your rate and term may differ from the rates below and will be determined by your credit history.

VISA Credit Card
Type APR* as low as Details
Non Variable 7.50% No Annual Fee

VISA Credit Card Disclosure

New Auto/Truck
Term APR* as low as Maximum Loan-to-Value**
0-36 mos 2.75% 100%
37-48 mos 3.26% 100%
49-66 mos 3.49% 100%
67-72 mos >$15,000 3.49% 100%

A new auto loan of $20,000 for 48 months at 3.26% APR may have a monthly payment of $444.99.

Used Auto/Truck
Term APR* as low as Maximum Loan-to-Value**
0-36 mos 3.00% 100%
37-48 mos 3.51% 100%
49-66 mos 3.74% 100%
67-72 mos >$15,000 3.74% 100%

A new auto loan of $20,000 for 48 months at 3.51% APR may have a monthly payment of $475.95.

New Recreational Vehicles
Including: Motorcycles, ATV's, Snowmobiles
Term APR* as low as Maximum Loan-to-Value**
24 - 48 mos 3.500% 100%
49 - 60 mos 3.875% 100%
61 - 72 mos > $15,000 4.125% 100%
73 - 120 mos > $40,000 4.375% 100%
121 - 144 mos > $40,000 4.625% 100%

A new recreational vehicle loan of $25,000 for 48 months at 3.500% APR may have a monthly payment of $558.90.

Used Recreational Vehicles
Including: Motorcycles, ATV's, Snowmobiles
Term APR* as low as Maximum Loan-to-Value**
24 - 48 mos 4.000% 100%
49 - 60 mos 4.500% 100%
61 - 72 mos > $15,000*** 4.750% 100%
73 - 120 mos > $40,000*** 5.000% 100%

***Mileage may not exceed NADA average.
Value < $10,000 may not exceed 48 months. Value < $7,000 may not exceed 36 months.
A used recreational vehicle loan of $20,000 for 48 months at 4.00% APR may have a monthly payment of $451.58.

New Vehicle Loans
Dump Trucks, Tractors, and Heavy Equipment
Term APR* as low as Maximum Loan-to-Value**
24 - 48 mos 4.00% 100%
49 - 60 mos 4.25% 100%
61 - 72 mos > $15,000 4.50% 100%
73 - 120 mos > $40,000 5.00% 100%

A new vehicle loan of $25,000 for 48 months at 4.00% APR may have a monthly payment of $564.48

Used Vehicle Loans
Dump Trucks, Tractors, and Heavy Equipment
Term APR* as low as Maximum Loan-to-Value**
24 - 48 mos 4.75% 100%
49 - 60 mos 5.00% 100%
61 - 72 mos > $15,000 5.25% 100%
73 - 120 mos > $40,000 5.50% 100%

***Mileage may not exceed NADA average.
Value < $10,000 may not exceed 48 months. Value < $7,000 may not exceed 36 months.
A used vehicle loan of $20,000 for 48 months at 4.75% APR may have a monthly payment of $458.32.

New Motor Homes/Boats/Campers
Term APR* as low as Maximum Loan-to-Value**
24 - 36 mos 4.375% 100%
48 - 60 mos 4.875% 100%
61 - 84 mos > $25,000 5.375% 100%
85 - 120 mos > $40,000 5.875% 100%
121 - 144 mo > $40,000 6.375% 100%
145 - 180 mo > $40,000 6.875% 100%

A new boat loan of $30,000 for 36 months at 4.375% APR may have a monthly payment of $890.73.

Used Motor Homes/Boats/Campers
Term APR* as low as Maximum Loan-to-Value**
24 - 36 mos 4.875% 100%
48 - 60 mos 5.375% 100%
61 - 84 mos > $25,000 5.875% 100%
120 mos > $40,000 6.125% 100%

A used boat loan of $15,000 for 36 months at 4.875% APR may have a monthly payment of $448.80.

Signature Loans
Term APR* as low as Maximum Amount
Up to 60 mos 8.50% $12,500 Max. Based on Individual Income

A signature loan of $8,000 for 60 months at 8.75% APR may have a monthly payment of $165.10.

Signature Line of Credit
APR* as low as Maximum Amount
8.25% $12,500
Share Secured Loans
Term APR* as low as Details
Up to 60 mos 2.25% Over Regular Share Rate Variable Subject to Change
Certificate Secured Loans
Term APR* as low as Details
Term of Certificate 2.25% Over CD Rate Certificate Balance Less Interest
Overdraft Line of Credit
Term APR* as low as Details
Revolving 18.00% Minimum $500/ Maximum $1,000 Deducted From Unsecured Limit

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Relationship Pricing

Borrowers may receive up to 1.00% off the above rate just by using DFCU products & services - eligible products include checking accounts, debit cards, credit cards, e-statements & direct deposit/automatic payments. Contact our loan officers for details. Excludes new and used autos, new recreational vehicles, new or used vehicle loans, mobile homes, share and certificate secured loan, and real estate loans.