Savings Rates

Rates effective as of: January 14, 2015

Share Savings Accounts
Type APY*
Regular Share Savings 0.05%
Club Share Savings 0.05%
Escrow 0.10%
IRA Shares 0.30%
**A minimum balance of $50.00 is required to earn dividends.  
Money Market Shares
Balance APY*
$5,000 - $24,999.99 0.15%
$25,000 - $49,999.99 0.20%
$50,000- $74,999.99 0.35%
$75,000 and up 0.40%
**Balances of less than $5,000 will not earn dividends.  
Share Certificates
Term APY*
3 Month 0.18%
6 Month 0.20%
12 Month 0.25%
18 Month 0.30%
24 Month 0.40%
36 Month 0.50%
48 Month 0.60%
60 Month 0.90%
**A minimum of $1,000 is required to open a Share Certificate.  
IRA Certificates
Term APY*
12 Month 0.25%

*APY = Annual Percentage Yield. Rates for Share Savings Accounts and Money Market Accounts are variable and may change after the account is opened.
Annual Percentage Yield is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage.
Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate or IRA.