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Convenience Services

Advanced ATMs

Our ATMs at the Tom Miller Road Branch give members the flexibility to conduct various transactions right at the ATM, including:

  • Cash and check deposits are immediately deposited into your account
  • Cash your checks right at the ATM, any time of day! (up to $1,000 can be withdrawn)
  • Envelope-free deposits
  • Withdraw smaller denominations of money (20s, 5s, and 1s)
  • Withdrawal limit of $1,000
  • 2 ATMs in lobby, 1 in drive-thru

Try out one of the ATMs at our Tom Miller Road branch at your convenience (day or night!)!

Coin Counting Machine

As a member of Dannemora Federal Credit Union, you are able to use our coin counting machines free of charge! Bring in your loose change and deposit it into your account or get cash back, it’s your choice!

We also allow local schools and non-profit organizations to use our coin counting machines free of charge, to support their fundraising efforts.

Debit Cards

The Dannemora Federal Credit Union Visa Debit card works like a check and can be used anywhere that Visa is accepted! Whenever you make a purchase, the amount is deducted from your DFCU checking account. You can also use your DFCU debit card to withdraw cash or check balances at thousands of ATMs worldwide.

We know how important it is to have access to your money when you need it, which is why you will receive your new debit card immediately when you open your new checking account. Select your pin number when you get your card and then you are set to use your card in stores and at ATMs.

We can also replace lost or stolen Visa debit cards at any branch.

Surcharge-Free Allpoint ATM Access


DFCU is a Allpoint Network member financial institution, which means DFCU members have access to America’s largest surcharge-free ATM network, with some 55,000 surcharge-free ATMs worldwide.

To find an Allpoint Network ATM near you, use one of the Allpoint Network locators below:

Allpoint Network locator resource:

Online Banking

Online Banking through our Virtual Branch is FREE for all of our members. Access your account information anytime from the comfort of your own home. We also offer FREE Bill Pay. Click here for more information on our online services.

Direct Deposit

Safely, quickly, and conveniently deposit your paycheck or government check with direct deposit. Direct deposit allows members to authorize their employer or the government to directly deposit their check into the DFCU account of their choice. Save time and sign up for direct deposit today!

Dannemora Federal Credit Union Routing & Transit Number: 221375174
Mailing Address: 342 Tom Miller Road, Plattsburgh, NY 12901

24 Hour Telephone Teller

Our Audio Response Teller (A.R.T.) is available for use 24 hours a day, 7 days a week. The Telephone Teller system allows members to access their Dannemora Federal Credit Union account using the touch- tones on their telephone to conduct financial transactions. The Audio Response Teller allows members to do:

  • Account Transfers
  • Balance Inquiries
  • Pay Your Credit Card
  • Request Checks
  • And much more!


DFCU now offers Popmoney®, which allows you to conveniently send or receive money with mobile numbers and e-mail, all with a few simple clicks!

You can use Popmoney® to:

  • Send money to your child at college
  • Send a gift to family and friends
  • Reimburse friends for that fun outing
  • Pay your babysitter or your lawn care service
  • Pay rent to your landlord or roommates

So how does it work? Popmoney® can be used through Bill Pay on Online Banking (aka Virtual Branch).  You must be enrolled in Online Banking and Bill Pay to use Popmoney®.

To use Popmoney®, follow these steps:

  • Login to Online Banking
  • Select the “Bill Pay” tab
  • If not enrolled in the Bill Pay service, follow the enrollment instructions
  • Select “Popmoney®” link at the top of the Bill Pay section

To send money to a friend, enter their name and mobile number or e-mail address. Once you send the money the recipient will receive a text message or e-mail to notify them that they have money waiting for them. The recipient must login in to or register for Popmoney® to claim the money. If the recipient never claims the money, it will never be deducted from your account.

Money sent to you in Popmoney® will be automatically deposited into your DFCU checking account as long as you have set up your account. If not, be sure to register so you can receive the money.

Wire Transfer

Dannemora Federal Credit Union offers wire transfer services for domestic inbound and outbound. Incoming wire transfers are free. Outgoing domestic wire transfers are $15.00.

Safe Deposit Box

Safe Deposit Boxes provide a secure environment for members to store their valuables, whether it is documents, jewelry, coins, birth certificates, or old family photos.  Safe Deposit boxes are located at our Tom Miller Road branch. Call or stop by for more information.

The contents of your safe deposit box are NOT insured against loss by this financial institution, or NCUA.  For your protection, you may wish to obtain your own box content insurance, from an insurance company of your own choice.

You should also keep a complete, up-to-date list and description of all property stored in your safe deposit box.  This inventory and any other proof of ownership documents should be stored in another location, other than your safe deposit box.

Notary Public

If you have a document that requires a Notary Public, we can help you out! Members are able to use this service in branches at no charge.  We also offer "Medallion Seal" services to our members. Contact your local branch for details.