Mobile Deposit

Tap. CLICK. Deposit.

Mobile Deposit is an easy, secure way for you to deposit checks anywhere, anytime, simply by using your camera enabled mobile device. Take photos of the front and back of your check and submit. Review the deposit and you are done!

With the Mobile Deposit Feature on the DFCU Mobile App, you can enjoy:

  • Convenience – Deposit anytime, anywhere, and save yourself a trip to the branch or ATM
  • Simplicity -  Once you are set up to use the Mobile Deposit Feature, you are able to make your deposit right from the DFCU Mobile App with a few taps and snaps of your camera
  • Security – Mobile Deposit is located within the DFCU Mobile App and provides the same security features that protect your financial information

Eligibility Requirements for Mobile Deposit

  • Must be over 18 years of age
  • Must have an DFCU checking account in good standing
  • The member's account must be open for a minimum of 90 days
  • No Loan Delinquency

Getting Started

To get started, you must first enroll in Mobile Deposit by submiting the Mobile Deposit request form below and agree to the terms and conditions. Your request will be reviewed within 1-2 business days. Once you are approved or denied use of the Mobile Deposit feature, you will be notified via electronic notification (text or e-mail). After you have been notified, download the DFCU Mobile App to your mobile phone. The DFCU Mobile application works with iPhone and Android smart phone platforms. To use the app, you must be enrolled in Virtual Branch Online Banking.

If you already have the DFCU Mobile App downloaded to your phone, you will see Mobile Deposit as an option within the DFCU Mobile App when the feature has been added.

Important Things to Know Before Use

  • The maximum amount per deposit per day is $8,000 per account. Maximum deposit amount for one check is $5,000 per day. This applies to joint accounts as well (ex., person 1 on the account deposits a $5,000 check and person 2 on the account deposits $3,000, they have reached the limit for the day).
  • Checks need to be negotiated with a signature with your account number and “Mobile Deposit” written underneath the signature.
  • On weekdays (excluding holidays), funds from checks deposited before 1:45 pm EST will be available the next day. Funds from checks that are deposited after 1:45 pm EST will be available in two business days. On weekends (excluding holidays), funds from checks that are deposited before 1:45 pm EST on Friday will be available the following Monday. Funds from checks that are deposited after 1:45 pm EST Friday, or on Saturday and Sunday, will be available the following Tuesday.

Mobile Deposit FAQ  Terms and Conditions

Download the DFCU Mobile App Today!

Available on the App Store   Android App on Google play

******BEFORE DEPOSITING YOUR CHECK PLEASE BE SURE THAT YOUR CHECK IS NEGOTIATED WITH A SIGNATURE WITH YOUR ACCOUNT NUMBER AND "MOBILE DEPOSIT" WRITTEN UNDERNEATH THE SIGNATURE. CHECKS SUBMITTED WITHOUT THOSE  ITEMS WILL BE DENIED.*******

To request the Mobile Deposit feature, please fill in ALL of the fields below. Your request will be reviewed in 1-2 business days. Once you are approved or denied use of the Mobile Deposit feature, you will be notified via electronic notification (text or e-mail).

(i.e. If your account number is 506237, use 37)
(-
(i.e. Verizon, AT&T, Sprint, etc.)
By submitting your request for use of the Mobile Check Deposit Feature, you have read and agree the Terms and Conditions listed in the Mobile Check Deposit Services Agreement.