Jump to main content

Checking Accounts

Our checking account provides you with the full service you have come to expect without all of the fees. Whether you need to write a check to pay your bills or use your debit card to get gas, our checking account makes it easy to access your money. Here are some of the great features that come with every DFCU Checking Account:

  • No Monthly Fees
  • No Minimum Balance
  • FREE Instant Issue Visa Debit Card
  • Access to 55,000+ Surcharge-Free ATMs Worldwide
  • FREE Online Banking and Bill Pay
  • FREE Use of Coin Counting Machine
  • FREE Use of CardValet® Mobile App for Debit Cards
  • Overdraft Protection
  • Telephone Transfers
  • FREE Use of DFCU Mobile App
  • Mobile Check Deposit with Eligible Accounts

In addition, you get one free box of checks every 12 months if you have direct deposit! Stop paying unnecessary fees by opening a DFCU Checking Account today.

Apple Pay® and Google Pay®  for DFCU Visa® Debit Cards

Apple Pay® offers an easy, secure, and private way to pay on iPhone, iPad, Apple Watch, and Mac. And now you can send and receive money with friends and family right in Messages.

Google Pay® offers an easy, secure, and private way to pay on your Android based mobile devices. And now you can send and receive money with friends and family right in messages.

To learn more about Apple Pay® and Google Pay®, click here.

CardValet® for debit cards

Protect and Manage Your DFCU Debit Card with CardValet

CardValet® from Fiserv is a service offered by DFCU for debit cardholders that allows you to manage your finances by controlling how, when, and where cards are used through your mobile device.

CardValet® allows you to:

  • Turn your DFCU debit card on and off with one touch from your smartphone
  • Monitor when and where your debit card is used with instant notifications when your card is used
  • Set spending limits on your card - great for parents or those who wish to stick to a budget
  • Restrict transactions based on merchant type

Turn Your Card On and Off

Misplace your debit card? Do not fret about it getting into the wrong hands! You can now temporarily turn your debit card off right from your smartphone using the CardValet® mobile app. When your card is turned off no purchases or withdrawals will be approved. Once you find your debit card you can turn it back on using the same feature within the CardValet® mobile app.

Control Spending

Trying to stick to a budget or would you like to set limits on teen debit cardholders spending? With the CardValet® mobile app you can set spending limits for general use or specify thresholds by merchant types, such as gas, groceries or retail stores.

Review Balances and Transactions
Monitor your finances from anywhere. Use the CardValet app to check your account balances.

For more information please visit CardValet.com.

Download the FREE CardValet® Mobile App today for your iPhone or Android!

Available on the App Store     Android App on Google Play

Surcharge-Free Allpoint ATM Access

DFCU is an Allpoint Network member financial institution, which means DFCU members have access to America’s largest surcharge-free ATM network, with some 55,000 surcharge-free ATMs worldwide.

To find an Allpoint Network ATM near you, use one of the Allpoint Network locators below:Allpoint