Personal Loans

• Fund almost any dream, goal, or plan affordably
• Competitive rates for a wide variety of personal needs:
  • Vehicle repairs or updates
  • Family vacation
  • Education expenses
  • Personal projects or startups
  • And more
• Repayment terms customized to fit your unique needs
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish
• Debt Protection with DFCU Debt Guardian Available

Relationship Pricing

You may receive up to 1.00% off your rate just by using DFCU products and services. Eligible products include checking accounts, debit cards, credit cards, e-statements, and direct deposit/automatic payments. Contact our loan officers for details.

*Available for signature loans. Excludes new or used vehicle loans, mobile homes, share and certificate secured loans, and real estate loans.

Secured loans let you use your savings as collateral — so you can enjoy lower interest rates. Unsecured loans do not require collateral backing, but the interest rate may not be as favorable.

Secured Loans

• Use your savings as collateral
• Secured savings continue to earn dividends
• Potentially lower interest rates
• Safe way to build your credit
• Finance a wide range of purchases
• Repayment terms customized to fit your unique needs

Unsecured (Signature) Loans

• No collateral necessary; requires little more than a signature
• Simple solution when you need cash fast
• Competitive interest rates
• Finance a wide range of purchases
• Repayment terms customized to fit your unique needs

Stay warm this winter without sweating over the cost of your home heating bill! Whether you depend on fuel, gas, pellets, or wood, we know that it can become costly to keep your home warm during the winter months.

To help you spread out the expense, we are offering rates as low as 5.00% APR** on Home Heating Loans (AKA Fuel Loans) to help you keep your house warm without sweating about the bill. Borrow up to $2,500 for 24 months!

Need help purchasing a wood or pellet stove? Ask about our low rate personal loans!

APR= Annual Percentage Rate. Loans are subject to approval and loan rates are subject to change. Certain restrictions may apply. Invoices will be required and checks will be made payable to the providing company. See us for details.

Put more cash in your pocket this Holiday Season! Our Holiday Loan Special offers members a low interest rate loan to help with holiday purchases. Borrow up to $1,500 for 12 months with rates as low as 5.00% APR*! 

Have a signature or auto loan with us? You may be eligible to skip your payment during the months of November, December, or January! Learn more here!

*APR= Annual Percentage Rate. Loans are subject to credit approval and loan rates are subject to change.  Other restrictions may apply. Offer  available for a limited time. Example payment for borrowing $1,500 over a 12 month period a would be $128.42 per month. See us for details.