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Open a youth account for your child that teaches them healthy financial habits — and rewards them for stellar school performance.

Key Features

  • Competitive Dividends
  • Great Grades Rewards
  • Free Digital Banking
  • Available to young savers up to 18 years old
  • Competitive dividends on entire balance
  • No monthly service fee
  • $5 minimum balance requirement
  • Establishes the importance and know-how of saving money from an early age
  • Free digital banking services, including:
    • Free online banking
    • Free eStatements
  • DFCU Savings required to become a member
  • $5 minimum deposit to open

Our young savers have the opportunity to earn extra cash simply for doing well in school!

Our Great Grades program offers students in grades K-12 the opportunity to submit their report card, each quarter or trimester, to receive a cash deposit to celebrate their Great Grades.

Students will receive $1 for each grade they receive of an 85% or higher, up to $5 per quarter/trimester.

If a student attends a school with trimesters, we do accept first trimester progress reports. This gives students attending schools with trimesters the opportunity to earn up to $5 four times a year rather than three times a year. We only accept progress reports from the 1st trimester. We will not accept progress reports from the 2nd or 3rd trimester or from students that attend schools with a quarterly marking period.

DFCU knows the importance of a solid education, and we are happy to support students who work as hard as they play.

Report cards may be hand delivered to your local branch, or mailed to 342 Tom Miller Road, Plattsburgh, NY 12901, Attn: Marketing Dept.

Please note that report cards must be received, prior to the release of the next quarter or trimester report cards, to be rewarded. What this means is that once we begin processing 2nd quarter report cards, we will no longer be able to accept 1st quarter report cards, and so on, throughout the year. Students will have until August 31st to turn in 4th quarter/3rd trimester grades. If you are unable to make it to one of our four branches before the next report cards are released, please take advantage of our mailing option.

Banzai Financial Literacy

We now offer Banzai — a premium online financial literacy program — to educators and students for free. Learn more and sign up!

School Partnerships

In addition to sponsorsing the Banzai program, DFCU partners with multiple schools in the area to provide interactive classroom presentations to students of all ages.

We also often sponsor programs offered by area schools such as the Backpack Program, which provides students with a backpack filled with staple foods for the weekend (which may their only source for food during the weekend), and support after-prom parties among other initiatives.