- Rates displayed are effective as of July 10, 2023.
- All loans are subject to credit approval. Your rate and term may differ from the rates below and will be determined by your credit history.
- Fees may reduce earnings.
- APY = Annual Percentage Yield.
- APR = Annual Percentage Rate.
Free Kasasa Cash® Checking* Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 to $25,000 | $10.00 | 3.96% | 4.00% |
| $25,000+ | $10.00 | 0.75% | 4.00% to 0.75% |
| All balances if qualifications not met | $10.00 | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
- Log into Online Banking
Free Kasasa Saver®* Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 to $50,000 | $5.00 | 2.00% | 2.00% |
| $50,000+ | $5.00 | 0.75% | 2.00% to 0.75% |
| All balances if qualifications not met | $5.00 | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
- Log into Online Banking
Share Savings Accounts Learn More
| Type | APY |
|---|---|
| Regular Share Savings | 0.05% |
| Club Share Savings | 0.05% |
| Escrow | 0.10% |
| IRA Shares | 0.30% |
A minimum balance of $50.00 is required to earn dividends.
Rates for Share Savings Accounts and Money Market Accounts are variable and may change after the account is opened.
Money Market Shares Learn More
| Balance | APY |
|---|---|
| $5,000 - $24,999.99 | 0.15% |
| $25,000 - $49,999.99 | 0.20% |
| $50,000 - $74,999.99 | 0.35% |
| $75,000 and up | 0.40% |
Balances of less than $5,000 will not earn dividends.
Rates for Share Savings Accounts and Money Market Accounts are variable and may change after the account is opened.
Share Certificates Learn More
| Term | APY |
|---|---|
| 3 Month | 0.20% |
| 6 Month | 0.30% |
| 12 Month | 0.35% |
| 18 Month | 0.40% |
| 24 Month | 0.45% |
| 36 Month | 0.60% |
| 48 Month | 0.70% |
| 60 Month | 1.00% |
A minimum of $1,000 is required to open a Share Certificate.
IRA Certificates Learn More
| Term | APY |
|---|---|
| 12 Month | 0.25% |
Annual Percentage Yield is the total amount of dividends paid on an account, based on the dividend rate and the frequency of monthly compounding for a 365-day period, and expressed as a percentage.
Fees may reduce earnings. A fee may be charged for early withdrawal of a fixed-term certificate or IRA.
VISA Credit Card Learn More
| Type | APR as low as | Details |
|---|---|---|
| Non Variable | 7.50% | No Annual Fee |
New Auto/Truck Learn More
| Term | APR as low as | Maximum Loan-to-Value |
|---|---|---|
| 0 - 36 mos | 5.00% | 100% |
| 37 - 48 mos | 5.75% | 100% |
| 49 - 66 mos | 6.00% | 100% |
| 67 - 72 mos > $15,000 | 6.25% | 100% |
All loans are subject to credit approval. Your rate and term may differ from the rates below and will be determined by your credit history.
Used Auto/Truck Learn More
| Term | APR as low as | Maximum Loan-to-Value |
|---|---|---|
| 0 - 36 mos | 6.00% | 100% |
| 37 - 48 mos | 6.75% | 100% |
| 49 - 66 mos | 7.00% | 100% |
| 67 - 72 mos > $15,000 | 7.25% | 100% |
All loans are subject to credit approval. Your rate and term may differ from the rates below and will be determined by your credit history.
New Recreational Vehicles (Motorcycles / ATV's / Recreational Vehicles / Snowmobiles) Learn More
| Term | APR as low as | Maximum Loan-to-Value |
|---|---|---|
| 24 - 48 mos | 6.00% | 100% |
| 49 - 60 mos | 6.50% | 100% |
| 61 - 72 mos > $15,000 | 7.00% | 100% |
| 73 - 120 mos > $40,000 | 7.00% | 100% |
| 121 - 144 mos > $40,000 | 7.50% | 100% |
All loans are subject to credit approval. Your rate and term may differ from the rates below and will be determined by your credit history.
Used Recreational Vehicles (Motorcycles / ATV's / Recreational Vehicles / Snowmobiles) Learn More
| Term | APR as low as | Maximum Loan-to-Value |
|---|---|---|
| 24 - 48 mos | 7.00% | 100% |
| 49 - 60 mos | 7.25% | 100% |
| 61 - 72 mos > $15,000*** | 7.50% | 100% |
| 73 - 120 mos > $40,000*** | 8.00% | 100% |
***Mileage may not exceed NADA average.
Value < $10,000 may not exceed 48 months. Value < $7,000 may not exceed 36 months.
All loans are subject to credit approval. Your rate and term may differ from the rates below and will be determined by your credit history.
New Vehicle Loans (Dump Trucks/ Tractors / Heavy Equipment) Learn More
| Term | APR as low as | Maximum Loan-to-Value |
|---|---|---|
| 24 - 48 mos | 6.25% | 100% |
| 49 - 60 mos | 6.75% | 100% |
| 61 - 72 mos > $15,000 | 7.00% | 100% |
| 73 - 120 mos > $40,000 | 7.25% | 100% |
All loans are subject to credit approval. Your rate and term may differ from the rates below and will be determined by your credit history.
Used Vehicle Loans (Dump Trucks/ Tractors / Heavy Equipment) Learn More
| Term | APR as low as | Maximum Loan-to-Value |
|---|---|---|
| 24 - 48 mos | 6.75% | 100% |
| 49 - 60 mos | 7.25% | 100% |
| 61 - 72 mos > $15,000 | 7.50% | 100% |
| 73 - 120 mos > $40,000 | 7.75% | 100% |
Mileage may not exceed NADA average.
Value < $10,000 may not exceed 48 months. Value < $7,000 may not exceed 36 months.
All loans are subject to credit approval. Your rate and term may differ from the rates below and will be determined by your credit history.
New Motor Homes / Boats / Campers Learn More
| Term | APR as low as | Maximum Loan-to-Value |
|---|---|---|
| 24 - 36 mos | 5.75% | 100% |
| 48 - 60 mos | 6.00% | 100% |
| 61 - 84 mos > $25,000 | 6.50% | 100% |
| 85 - 120 mos > $40,000 | 7.00% | 100% |
| 121 - 144 mo > $40,000 | 7.25% | 100% |
| 145 - 180 mo > $40,000 | 7.75% | 100% |
All loans are subject to credit approval. Your rate and term may differ from the rates below and will be determined by your credit history.
Used Motor Homes / Boats / Campers Learn More
| Term | APR as low as | Maximum Loan-to-Value |
|---|---|---|
| 24 - 36 mos | 6.25% | 100% |
| 48 - 60 mos | 6.50% | 100% |
| 61 - 84 mos > $25,000 | 7.00% | 100% |
| 120 mos > $40,000 | 7.50% | 100% |
All loans are subject to credit approval. Your rate and term may differ from the rates below and will be determined by your credit history.
Signature Loans Learn More
| Term | APR as low as | Maximum Amount |
|---|---|---|
| Up to 60 mos | 9.00% | $12,500 Max. Based on Individual Income |
A signature loan of $8,000 for 60 months at 8.75% APR may have a monthly payment of $165.10.
Signature Line of Credit
| APR as low as | Maximum Amount |
|---|---|
| 8.50% | $12,500 |
Share Secured Loans Learn More
| Term | APR as low as | Details |
|---|---|---|
| Up to 60 mos | 2.25% Over Regular Share Rate | Variable Subject to Change |
Certificate Secured Loans
| Term | APR as low as | Details |
|---|---|---|
| Term of Certificate | 2.25% Over CD Rate | Certificate Balance Less Interest |
Overdraft Line of Credit
| Term | APR as low as | Details |
|---|---|---|
| Revolving | 18.00% | Minimum $500/ Maximum $1,000 Deducted From Unsecured Limit |
