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Home Equity Loans

Home Equity Loans


If you are looking to do renovations in your house, finance your child’s education, or consolidate high interest rate debt, a DFCU Home Equity Loan may be the perfect fit for you. Our Home Equity Loan offers a low fixed rate, so you can have the funds to do whatever is important to you.

Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC) is different from a regular Home Equity Loan in that you are able to borrow the money whenever you may need it during the first 8 years of the term rather than just taking out the lump sum at once. A HELOC works similar to a credit card because you have a line of credit with a low variable rate.

For more information on Home Equity Loans and HELOCs, contact Ashton Cortright at 518-825-0323 ext. 3113, Heather Rancour at ext. 2210, or Brittany Joy at ext. 2204. Or, if you wish to be contacted about a real estate loan, send us an email.


Dannemora Federal Credit Union, and its mortgage loan originators, are registered under the national Mortgage Licensing System (NMLS).

NMLS identification numbers are listed below:

Brittany Joy: 960659
Heather Rancour: 1079599
Ashton Cortright: 1599691

Dannemora Federal Credit Union: 433184

For more information regarding the National Mortgage Licensing System, please visit: www.nmlsconsumeraccess.org

*APR=Annual Percentage Rate. All loans are subject to credit approval. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. Up to 90% Loan to Value depending on credit worthiness and if Dannemora Federal Credit Union is the first lien holder. Minimum loan amount $20,000. Payments may or may not include taxes and insurance premiums, if applicable, and the actual payment obligation may be greater.