Purchasing a home is one of the biggest decisions that you may ever make. Dannemora Federal Credit Union has the expertise and knowledge to help guide you through this exciting time, whether it is your first home or last one.

We offer a variety of home loans, including:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages (ARM)
  • Land Loans
  • Construction Loans
  • Refinancing

We also offer Home Equity Loans and Home Equity Lines of Credit. Find more information on Home Equity Loans HERE.

When thinking about purchasing a home, it may be helpful to ask yourself these questions to help decide if you are ready to purchase a home:

  • Do I have a steady source of income?
  • Have I been employed on a regular basis for 2 - 3 years?
  • Is my income reliable?
  • Do I have a credit history?
  • Am I able to pay my bills and other debts?
  • Can I afford to maintain the home?
  • Can I afford the annual property taxes and insurance?

For more information on all of our Mortgage options, contact Brittany Surprenant at 518-825-0323 ext. 2204 or Heather Rancour at ext. 2210.

Dannemora Federal Credit Union, and its mortgage loan originators, are registered under the national Mortgage Licensing System (NMLS).

NMLS identification numbers are listed below:

Brittany Surprenant: 960659
Heather Rancour: 1079599

For more information regarding the National Mortgage Licensing System, please visit:

Dannemora Federal Credit Union: 433184