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VISA Credit Card

A VISA Credit Card from Dannemora Federal Credit Union gives you the freedom to purchase what you desire with the low interest rate you deserve.

The DFCU VISA features include:

  • No Annual Fee
  • $10 Late Payment Fee
  • Same low interest rate for cash advances and purchases
  • Make your payments at the Credit Union, over the phone, or on dfcu.net
  • Low, non-variable rates
  • Rates As Low As 7.50% APR* (based on your credit qualifications)
  • Earn points toward rewards for every dollar you spend with ScoreCard® Rewards
  • Payments are 3% of your balance or a $25 minimum
  • No Balance Transfer Fee!

VISA Credit Card Disclosure

Stop by any DFCU branch to apply!

Ready to transfer your balance to a lower interest rate? Here's how!

Already a DFCU VISA card holder? Please provide us with a copy of the statement of the credit card(s) you would like to pay off with the following information written on top:

  • Your DFCU account number
  • The account number of the credit card you would like to pay the balance on
  • The amount of the balance you would like paid

The statement can be dropped off at any DFCU branch, mailed to 342 Tom Miller Road, Plattsburgh, NY 12901, ATTN Sara, or faxed to (518) 825-0975.

Not a DFCU VISA card holder? Stop by any DFCU branch to apply!

How Much Could You Be Saving?
Compare Other Credit Cards DFCU
Annual Percentage Rate (APR) 21.99% APR* As low as 7.50% APR*
Monthly Interest (based on average balance; $5,000) $90.37 $30.82
0Monthly Interest (based on average balance; $10,000) $180.74 $61.64

Average Savings Over 6-Month Period (based on $10,000 balance) = $715.15

Using credit cards responsibly by paying down balances quickly, always paying on time, not maxing out your credit limits, and not having too many open cards, can help you establish good credit. This, along with a solid employment record and decent income can help smooth the way for an auto or home loan; and can even assist in establishing you in a business setting.

View Rates

To report your VISA Credit Card as Lost/Stolen after regular business hours, call 1-800-543-5073.

DFCU Visa Credit Card Access   ScoreCard Rewards Access

EZ Card Help Desk
(866) 604-0380

*Annual Percentage Rate

All loans subject to credit approval. Your rate may vary as all rates are based upon evaluation of credit history. Rates, terms and conditions are subject to change without notice. Fees include a 1.00% foreign transaction fee.