DFCU Blog

DFCU Federal Employee Assistance Program during Shutdown

At Dannemora Federal Credit Union, we understand how difficult this time is for many federal employees whose pay has been disrupted. If you are directly impacted, we have several options to help you navigate through this period together.

Here's what we're offering:

• No Fee consumer loan deferrals
• Fee Waivers to help avoid overdraft fees
• 0% Interest Emergency Loans*

We value your service and dedication, and we’re committed to working with you. Please reach out today to see which option may fit your situation.

*Maximum loan amount $5,500. Must be a current member as of 10/1/25, and account must be in good standing prior to applying. Current paystub & evidence of furlough may be required. Loan must be repaid by the end of the 45-day term. For a $5,500 loan with a 45-day term at 0.00% APR you will have one final balloon payment of $5,500 due on the 45th day with total repayment of $5,500.  Other terms and conditions may apply. Cannot be combined with any other offer. Equal housing lender. Insured by NCUA. DFCU reserves the right to modify or cancel this program at any time

How to Apply - Ask for Help

• Call us at 518-825-0323
• Visit your nearest DFCU branch
• CLICK HERE to apply online

Don’t wait— Apply today to start your Federal assistance.

If you have any questions, please don’t hesitate to reach out. We’re here to support you.

We understand this is a difficult time, and we want to provide support where it’s needed most. If you need loan skips or emergency loan, reach out to us today to discuss your options.

DFCU is constantly evaluating the needs of our members - financial counseling and budget appointments are always available.

We’re here for you—just like we always have been.