CashPlease® - Fast, Affordable Short-Term Loans When You Need Them Most
Life doesn’t always go according to plan. Whether it’s an unexpected bill, car repair, or a celebration that came sooner than expected, CashPlease® from Dannemora Federal Credit Union is here to help.
With fast access to funds, no credit check, and a simple online application, CashPlease gives you a smarter alternative to payday lenders - from the financial institution you trust.
Why Choose CashPlease?
Apply Anytime, 24/7
Submit your request online at dfcu.cashplease.net whenever you need it - no branch visit is required. (Available through a secure, self-service portal)
No Credit Check Required
Qualifying is based on account history - not your credit score.
Funds Deposited Within 24 Hours
Approved funds are typically delivered right into your DFCU checking account by the next business day.
Affordable Rates - Much Lower Than Payday Loans
CashPlease offers:
- 19.99% APR with manual payments
- 18.00% APR with Easy Pay
- $20 application fee (Standard), $0 for Military
Simple 3-Month Repayment Schedule
Three equal monthly payments - and no prepayment penalties.
{beginAccordion}
How Much Can I Borrow?
Members may qualify for $200 to $1,000, depending on account history and activity.
Available amounts are personalized and may change over time.
How CashPlease Works — Simple as 1-2-3
1. Create Your CashPlease Account
Enter basic information (name, DOB, last 4 of SSN, email).
2. View Your Available Loan Amount
Your personalized maximum loan amount will appear after log-in.
Select your desired amount and payment option (Easy Pay or Manual).
3. Sign & Submit
Review your terms, complete the e-signature, and receive your loan confirmation - with funds typically available within 24 hours.
Eligibility Requirements
To qualify, members must:
- Be 18 years or older
- Be a signer on an eligible DFCU checking account
- Have an active email address
- Have a checking account open for at least 30 days
- Have no outstanding CashPlease loan
Have no more than 3 CashPlease loans within a rolling 6-month period.
Important Notes
- CashPlease is a self-service loan - DFCU employees cannot apply on a member’s behalf.
- Loan availability may change based on account activity.
- Only one active CashPlease loan is allowed at a time.
{endAccordion}
Questions?
Our team is here to help guide you - but remember, only you can complete the online application.
