Holiday Skip-A-Pay Is Back
Take a break this holiday season. With DFCU’s Holiday Skip-A-Pay, you can skip one qualifying loan payment in November, December, or January and keep a little extra in your pocket when you need it most.
What Is Holiday Skip-A-Pay?
Holiday Skip-A-Pay allows you to defer one monthly loan payment during the holiday season without impacting your credit score. Interest will continue to accrue during the skipped month, and the payment will be added to the end of your loan term.
How to Apply
Applying is quick and easy:
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Complete the Skip-A-Pay request form below to get started.
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A $25.00 fee per loan will be deducted from your DFCU account once the application is received and processed.
Applications must be submitted at least five (5) days prior to the payment due date you wish to skip.
Eligible Loans
The following loan types qualify for Holiday Skip-A-Pay:
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Personal Loans
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Vehicle Loans
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Recreational Vehicle Loans
Ineligible Loans
The following loan types do not qualify:
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Lines of Credit
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Overdraft Protection
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Mortgages
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Home Equity Loans
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Share & Certificate (CD) Secured Loans
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Business Loans
Additional Eligibility Criteria
To qualify:
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Your loan must be at least 90 days old and in good standing (with all payments made on time).
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You must not have received a payment extension in the last three months.
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One payment skip is allowed per eligible loan during the promotion (applies to one monthly, two bi-weekly, or four weekly payments in a single qualifying month).
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Additional exclusions may apply.
Questions?
If you have questions about eligibility or the application process, please contact our Loan Member Service team. We’re here to help you make the most of your holiday season.
